Affordable State Loans

In 2013/2014F/Y and 2014/2015 AFC lent Ksh 5.1 billion to farmers. The enterprises covered were seasonal crops (maize, wheat, Irish potatoes), farm development and farm machinery (tractors and implements).
During the March to May, 2015 cropping season, AFC earmarked Ksh 810 million to be loaned to the farmers.

This is a risk sharing public private partnership that operates under the National Accelerated Agricultural Inputs Access Programme (NAAIAP). It is implemented by four financial institutions; The Kenya Women Finance Trust (KWFT), Cooperative Bank, Family Finance and Equity bank.
The guarantee fund together with the accrued interest amounts to Kshs 537.6 million.
As at December 2014, the Participating Financial Institutions (PFIs) had cumulatively disbursed approximately 3.4 billion shillings to 25,071 beneficiaries.

The Partnership is between the Alliance for a Green Revolution in Africa (AGRA), IFAD through GoK and MoA and; Equity Bank as the Financial Partner.
The Partnership supports access to farm inputs, inputs stocks and farm machinery

To date, lending under Kilimo Biashara stands at around Kshs 5 billion with 69,000 beneficiaries

The Government through the Agriculture, Food and Fisheries Authority (AFFA) has established the Commodities Development Fund.
The fund was made operational on 1^st August 2014 by merging the coffee development fund and the sugar development fund.
Since its operation, over kshs 421 million has been disbursed to farmers in the coffee sector and over kshs 117 million recovered.
Over kshs 264 million is in the process for disbursement to farmers.